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However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement.

There is no administration fee charged for entering into a special payments plan. split the cost between two or more cards), all eCTM collected on that purchase will be credited only to the Triangle Rewards Account linked to the first Program Credit Card that is presented.

If you make payment using a Program Credit Card in combination with some other form of tender, only that portion of the purchase charged to the Program Credit Card will earn eCTM at the then applicable Program Credit Card rate. split the cost between two or more cards), all eCTM collected on that purchase will be credited only to the Triangle Rewards Account linked to the first Program Credit Card that is presented.

When shopping at Canadian Tire stores or gas bars, if you forget your Triangle Rewards Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a Cardless Method).

Purchases made in a foreign currency with a Program Credit Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.

eCTM can only be collected on one Triangle Rewards Account for each purchase transaction. Made for Life in Canada.

| Credit Offered* Learn More. Membership is open to you if you are an individual, you reside in Canada and you are of the age of majority in the province in which you reside.

You can become a Member by (i) completing the registration process online at canadiantire.ca (the Program Website) or (ii) by downloading the Program application to your mobile phone or device (the Program App) which you can receive information on by calling Program customer service at 1-800-226-8473 or by visiting the Program Website, or (iii) by applying for a credit card issued by Canadian Tire Bank that is designated as being linked to the Program (a Program Payment Card), or (iv) by calling customer service at 1-800-226-8473 after you have picked up a Triangle Rewards Card in store.

If you apply for a Program Credit Card and are not approved you will still become a Member of the Triangle Rewards Program if

you provided all of the necessary information unless, at time of application for the Program Credit Card, you were advised that

you would have to enroll separately in the Triangle Rewards Program in the event your credit card application was declined or

unless we otherwise notify you in writing.

Triangle Rewards Cards

Each Member may receive a Triangle Rewards Program card (a Triangle Rewards Card) that is linked to a Triangle Rewards Account. If you use a Triangle Rewards Card or Cardless Method, it must be swiped or scanned or your phone number provided, as the case may be, before you make your purchase. eCTM that you collect at a Partner may not be recorded, or, if recorded, may be cancelled or may not be redeemed by us if that Partner does not provide all necessary information to us, if we cannot confirm that the eCTM was properly collected, or if that Partner is in default under its agreement with us respecting the eCTM. FREE